Some lenders and mortgage companies have made substantial amounts of money by taking advantage of people who are misinformed and by actively manipulating information to entice potential homeowners. Interest rates, penalties and other loan terms can make it difficult for homeowners to remain current with their loans, resulting in missed payments and defaults. The next step in this unfortunate process is foreclosure and there are many homeowners who are very concerned about losing their homes.
If you are worried about the threat of foreclosure, or you have already been served with a notice, it is important for you to know that you have options and rights under the law. Attorney Ernest B. Fenton, in Cook County, has provided years of foreclosure defense for clients throughout the Chicagoland area and the state of Illinois. There may be a resource for you if your lender mistreated, misinformed or manipulated you during a purchase, a refinance or the life of your mortgage.
Contact the Law Office of Ernest B. Fenton P.C., to learn more information and to schedule an initial consultation.
Get Help With Mortgage Debt From an Experienced Tinley Park Attorney
There are many tactics that loan companies and mortgage companies use to take advantage of homeowners and potential homeowners. They often disguise their activities through the creation of subsidiaries and other straw companies. Brokers will try to get more money from vulnerable consumers, and other attorneys will defend the rights of lenders and mortgage companies in litigation.
Fortunately, there are state and federal laws that are designed to protect consumers. The Truth in Lending Act (TILA), the Real Estate Settlement Procedure Act (RESPA) and the Unfair and Deceptive Consumer Practices Act have all been developed and enacted to outline what lenders can do and what remedies consumers have.
Attorney Ernest Fenton acts as an advocate for homeowners in foreclosure defense and is equipped to stand up for your rights. If you are faced with foreclosure and have been the victim of predatory lending, we will represent you in litigation and pursue all available legal remedies.
Contact a Cook County Home Foreclosure Defense Lawyer
Talk to attorney Ernest B. Fenton regarding foreclosure defense. Send us an e-mail describing your situation or call us at 708-365-8624 or toll free at 800-416-9387 to schedule an appointment with an experienced attorney.
